No-Documentation Commercial Hard Money Financing

Secure private hard money commercial financing for mixed-use, multifamily, office, retail, and rental investment properties across California and the entire nation.

Service Overview

We provide equity-based, no-documentation commercial loans with a focus on property equity, borrower payment capacity, and a viable exit strategy. With 18 years of specialization, we assist clients facing credit challenges, income verification issues, or urgent funding needs. The process features no upfront costs, straightforward application, and rapid approval with funding possible within days.

Credentials & Experience

• 18 years of specialized experience in no-documentation commercial loans.
• Licensed mortgage broker (CA DRE License #01461770, NMLS #336222).
• Access to a vast network of conventional, non-conventional, and private hard money lenders.
• Expertise in structuring loans for clients with credit or income challenges.

Core Loan Program: No-Doc Commercial Property Financing

• Loan Amounts: $100,000 to $5 million.
• Property Types: Single-family residences, multifamily, mixed-use, office, and retail.
• Credit: All profiles considered.
• Loan-to-Value (LTV): Up to 80% for first mortgages; up to 60% for second mortgages (CA only).
• Terms: 6 months to 30-year fixed, fully amortized.
• Documentation: Stated income; no tax returns or W-2s required.
• Eligibility: Owner-occupied and non-owner-occupied properties.

Additional Specialized Loan Programs

• Hard Money Loans for Owner-Occupied Mixed-Use: $100K-$2M. Up to 90% LTV for purchase.
• No-Doc Commercial Hard Money Second Position Loans: $50K-$1M. Up to 60% LTV.
• Equity-Based Bridge Loans (Los Angeles): $75K-$2M. Up to 80% LTV. No DSCR/DTI.
• Long-Term Rental Loan Program: $75K-$3M. Up to 80% LTV. No income documentation.
• Fix and Flip Rehabilitation Loans: $75K-$2M. Up to 100% financing for rehab costs.
• No-Doc Loans for 5+ Unit Multifamily: $100K-$10M. Up to 80% LTV.
• No-Doc Loans for Mixed-Use Retail/Office: $100K-$10M. Up to 75% LTV.

Property & Financing Scope

We finance a wide array of commercial property types nationwide, including apartment buildings, retail centers, warehouses, hotels, medical offices, restaurants, and more. No-doc mixed-use property loans are available in all 50 states.

Contact Information

Contact us today for a free consultation.

Call, text, or email Steve at 951-254-3712

Visit: https://www.vfindloans.com/

Please note: Each loan is unique. Rates, terms, LTV, and fees depend on specific loan factors. Call for details.