Community-Focused Real Estate Lender

A straightforward, equity-based real estate lender providing direct loans with flexible, common-sense terms.

Service Overview

We provide fast, accessible capital based on property equity, not credit scores or income. Our process eliminates traditional barriers like appraisals and upfront fees, offering loans from six months to three years for various property types.

Credentials & Experience

We are a licensed, local, and reliable resource with 15 years of experience providing direct loans in the community. Our approach is free from inflexible rules—if a deal is logical, we proceed.

• License # 60 DBO 71862
• Trusted partner for most loan officers, investors, and flippers across California.
• Brokers are welcome and their interests are protected.

Our Distinguishing Features

• No concern for poor credit history or low credit scores.
• An appraisal is not required.
• No documentation of income requested.
• Lending process is swift and efficient.
• Absolutely no upfront fees.
• No hidden or junk fees.
• No penalties for early loan repayment.

Loan Details

• Approval based solely on property equity.
• Applicants with bankruptcies, foreclosures, and late payments are accepted.
• Loan Terms: Six months to three years.
• Positions: First, second, and third lien positions.

Property Types We Lend On

• Non-owner occupied residences
• Rental units
• Fix-and-flip projects
• Multi-family dwellings
• Commercial real estate
• Land

Contact Information

For fast funding—we can provide approval over the phone and disburse funds within days.

Call or text: 916-628-7692

Email or visit our website for more information: www.wtrloanfund.com

Sincerely,
Adam
Private Money Lending