Equity-Based Real Estate Lender

A straightforward, community-focused real estate lender operating on an equity-based model, providing swift and accessible financing.

Credentials & Experience

We are a direct lender with 15 years of local operation in California. We are a licensed, local, and dependable resource (License # 60 DBO 71862). The majority of loan officers, investors, and flippers in California depend on our services.

Our Distinctive Approach

• We do not concern ourselves with poor credit history or low scores.
• An appraisal is not a requirement for our process.
• We do not request documentation of your income.
• Our lending process is swift and efficient.
• Approvals are based solely on the equity in the property.
• We accept applicants with bankruptcies, foreclosures, or late payments.

Why We Excel

• No appraisals are necessary.
• Absolutely no upfront fees.
• Loan terms range from six months to three years.
• All credit scores are accepted, and income verification is not required.
• We provide first, second, and third-position loans.
• There are no hidden or excessive fees.
• Prepayment penalties do not apply.
• Brokers are welcome and their interests are protected.

Property Types We Finance

We lend on a variety of property types, including:

• Non-owner-occupied residences
• Rental units
• Fix-and-flip projects
• Multi-family dwellings
• Commercial real estate
• Land

Contact Information

Please contact us by phone, email, or visit our website. We can provide approval over the phone and disburse funds within a few days.

Phone: 916-628-7692

Website: www.wtrloanfund.com

Sincerely,
Adam
Private Money Lending