Private Real Estate Lender: Equity-Based Loans

A straightforward, community-focused real estate lender operating on an equity-based model. We provide fast, flexible financing based on property value, not borrower credit.

Credentials & Experience

We are a licensed, local, and dependable resource with 15 years of experience providing direct loans in the local area. Our approval is grounded solely in the equity of the property.

• License # 60 DBO 71862
• Trusted by loan officers, investors, and flippers across California.
• Brokers are welcome and their interests are safeguarded.

Our Distinctive Approach & Benefits

• No credit checks: We are not concerned with poor credit history, low scores, bankruptcies, or foreclosures.
• No income verification: We do not request documentation of your income.
• No appraisal required: An appraisal is not a requirement for our process.
• No upfront fees: There are never any fees required upfront.
• Flexible terms: Loan terms range from six months to three years.
• Multiple lien positions: We offer first, second, and third lien positions.
• Transparent pricing: There are no hidden or excessive fees and no prepayment penalties.

Services Offered

We provide loans for a wide range of property types:

• Non-owner-occupied properties
• Rental units
• Fix-and-flip projects
• Multi-family dwellings
• Commercial real estate
• Land

Speed & Process

Our lending process is swift and efficient. Avoid distant lenders or intermediaries. We offer accessible capital and can grant approval over the phone, with funds disbursed within a few days.

Contact Information

Please contact us by phone, email, or visit our website for more information.

Call: 916-628-7692

Visit: www.wtrloanfund.com

Sincerely,
Adam
Private Money Lending